Fintech

Experience

Fintech

Our Fintech practice combines our deep knowledge in financial regulation, securities market, and corporate law with the proven track record of our partners in driving innovative projects that have helped shape the Peruvian Fintech ecosystem. Additionally, it is supported by experts in key areas such as data protection, consumer protection, compliance, and tax, among others.

Our partners have extensive experience providing legal advice to startups, financial institutions, and technology companies across diverse matters, from payment platforms, crypto-assets, and digital wallets to marketplaces, alternative financing models, and financial technology infrastructure providers. We focus on helping our clients navigate an increasingly complex regulatory environment, facilitating sustainable growth and ensuring compliance in a constantly changing market.

What do we do?

At Rubio Leguía Normand, we provide holistic legal advisory services across the entire value chain of the Fintech ecosystem. We assist our clients in crafting and implementing tailored Fintech business models and analyzing their regulatory feasibility. We provide guidance on the incorporation of new companies and the pre-operational steps required for their successful launch. Our support extends tor obtaining licenses, authorizations, and registrations from regulatory agencies, tailored to the specific Fintech business model.

We also specialize in drafting terms and conditions, privacy policies, and personal data protection policies, as well as structuring and negotiating commercial agreements, joint ventures, and strategic alliances. Additionally, we guide our clients in financing transactions, from venture capital to growth equity and structured debt. Our expertise includes the design and negotiation of technology contracts, such as software agreements, API integrations, and data processing arrangements. We also provide compliance advice on anti-money laundering, data protection, and other regulatory requirements. Additionally, we assist clients in interacting with regulators and managing regulatory contingencies that may emerge during their operations.

How do we do it?

Our approach is grounded in a deep understanding of the sector, allowing us to navigate both the regulatory framework and the global trends shaping technological innovation. We collaborate closely with our clients, taking the time to understand their objectives and providing tailored legal solutions that align with their goals.

What sets us apart is our ability to innovate, developing forward-thinking strategies to address complex regulatory challenges. Our team comprises specialists with extensive expertise in financial regulation, technology, and corporate law. We approach our clients’ challenges with a multidisciplinary perspective, integrating knowledge in law, technology, and business to deliver holistic and effective solutions.